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Mercedes-Benz of Music City — Nashville, TN
Our finance team is here to help you drive home in the luxury vehicle you deserve — with a payment plan built around your life, not the other way around.
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The Basics
Auto financing involves taking out a loan to purchase a vehicle. You make a down payment and borrow the remaining amount from a lender — repaid in monthly installments over a set term, typically 12 to 60 months, plus interest based on your APR.
Financing grants you full ownership of your vehicle — no mileage caps, no restrictions on customization. You can also finance a Certified Pre-Owned Mercedes-Benz through our dealership.
Know Your Options
Option A
Option B
Our Finance Department
Apply and secure your loan at the same place you’re buying your vehicle. No bank visits, no running around.
We work with multiple lenders — including Mercedes-Benz Financial Services — to find the most competitive rate for your situation.
Manufacturer-backed loans often include exclusive promotions like 0% APR financing — savings you won’t find at an outside bank.
Before You Apply
The amount you pay upfront significantly affects your loan terms. A larger down payment lowers your monthly payments and may qualify you for a better interest rate. For buyers with a lower credit score, a higher down payment can also increase approval likelihood.
Your monthly payment covers both principal and interest. Longer loan terms reduce monthly payments but increase total interest paid. Use our payment calculator to experiment with different down payments, rates, and terms to find the right balance for your budget.
Your credit score directly impacts the interest rate you’re offered. Our finance team works with customers across the full credit spectrum — excellent credit, rebuilding credit, and first-time buyers — and will find a solution that works for your situation.
Why Finance With Us
Expert Guidance
Our finance team has helped customers across every financial background. We walk you through every option — clearly and without pressure — so you make the decision that’s right for you.
Customized Solutions
Excellent credit, rebuilding credit, or first-time buyer — we tailor a financing solution to your specific situation. No two customers are the same, and neither are our finance plans.
Competitive Rates
By working with multiple lenders including Mercedes-Benz Financial Services, we secure competitive interest rates and favorable terms that fit your budget.
Simple Application
Apply from home in minutes. Our secure online finance application gets you started, and a finance specialist will follow up to walk you through your options.
Finance Your Next Mercedes-Benz in Nashville, TN
Apply online in minutes, explore our current finance specials, or call our team directly. We’ll handle the details — you handle the drive.
Prefer to talk? Call us at (615) 724-6262 or contact our finance team online.